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  • Delivering consultancy, value and innovation in designing and building reward and benefit schemes.

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  • Expert, impartial advice on designing building and running innovative pension solutions for corporate clients.

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  • Providing consultancy and innovative and engaging product solutions for wellbeing of domestic and international  employees.
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  • Solutions for using benefits to improve employee productivity and loyalty.

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  • Advice and guidance for individuals to enable intelligent decisions to secure your financial future.

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  • Workplace financial education programmes.


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Employee Financial Education

Workplace Employee Financial Education

At Lorica Consulting Limited, our aim is to inspire your employees to take an interest in their long-term financial wellbeing and take control of their financial affairs. Our workplace employee financial education programmes will enable employees to make confident informed financial decisions which may have long lasting impact.

Our commitment to our corporate clients

It is an unfortunate reality that with occupational pension schemes closing or being converted, many employees do not adequately understand their company pension scheme and do not fully appreciate the value of company sponsored benefits. There is a growing governmental pressure on companies to address this failing and take greater responsibility for providing their employees with appropriate financial education.

Workplace Financial Education programmes

Educate, Listen, Advise and Support our expertise in action

Our bespoke workplace financial education seminars are designed in partnership with the employer to suit the precise needs of their employees. Our approach is then fully tailored to individual priorities and practicalities in order to produce solutions that are both innovative and effective. The seminar modules, paid for by the employer, are up to 3 hours in length, held on corporate premises and available to groups of between 10 and 20 employees, thus allowing a relaxed atmosphere for full employee participation.

Seminar Modules may include

  • General Financial Awareness
  • Longer Term Income Planning
  • Pre-Retirement Planning and Annuity Solutions
  • Share scheme / Bonus maximisation
  • Executive Financial Awareness
  • Redundancy Awareness
  • Pension planning

 

Our bespoke workplace financial education programmes cater for employees at all life stages, whether new in career and unsure of the benefits of pension or share scheme opportunities, or at mid career and deciding the best course of action for linking workplace benefits and considering the availability of tax wrappers such as ISA' s, enlightened employers are following best practice to ensure employees are provided with maximum opportunity to create personal wealth via workplace opportunities.

Lorica Retirement Options

With the possibility of employees living up to 30 years in retirement, pre-retirement planning, at least 10 years before their chosen retirement date, is essential to ensure employees can enjoy maximum financial security during their many years of retirement. Government policy now permits a flexible retirement where a mix of pension income and earned income is taken and therefore the choices to the individuals and subsequent questions to the employer have become vast and widespread.

With over 20 years corporate experience and over 1200 corporate clients Lorica Retirement Options is a specialist service dedicated to delivering education and independent pre-retirement advice and expertise to both the employee and the employer. By working together, Lorica Retirement Options offers clear cut solutions to employees to maximise their retirement income and help employees accumulate and preserve wealth via their workplace benefits. As a result your employees can approach their retirement with confidence rather than doubt as well as fully appreciating their employer's support and commitment to them.

Through listening to the employees retirement goals and priorities together we can identify any short falls and develop solutions covering major retirement issues including :
Annuity Purchase
Income Drawdown
Lump Sum Investment
Equity Release
Inheritance tax
Care Funding


Following the education employees may seek individual face to face meetings with our advisors where they can discuss their particular circumstances, attitude to risk and individual financial goals as well as to project their likely retirement income in order to discuss a range of options and possible solutions.



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