lorica

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  • Delivering consultancy, value and innovation in designing and building reward and benefit schemes.

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  • Expert, impartial advice on designing building and running innovative pension solutions for corporate clients.

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  • Providing consultancy and innovative and engaging product solutions for wellbeing of domestic and international  employees.
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  • Solutions for efficient Corporate Life Assurance, Income Protection and Claims Management.

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  • Advice and guidance for individuals to enable intelligent decisions to secure your financial future.

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  • Workplace financial education programmes.


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Commercial Motor

Many brokers cover the market and obtain quotations based on your vehicle schedule and claims experience. However, due to special relationships with insurers we obtain better quotes than most other brokers.

As motor insurance premiums are largely based on claims experience we look at ways to manage this. Risk management through detailed claims data and analysis helps identify problem areas and indicates ways to reduce claims costs. Insurers often put unrealistic estimates on outstanding claims. If these are challenged at renewal time it is often too late to prevent these affecting your premium; we believe in constantly monitoring this throughout the year.

It is important to analyse your needs and tailor the covers to them, as not all motor insurances are the same. Some have special covers for settling total losses on lease vehicles, and some will have specialist repair systems, which may or may not suit your business.

Range:

  • Vehicle fleets
    Motor trade
    Special types
    Commercial vehicles and business cars