As motor insurance premiums are largely based on claims experience we look at ways to manage this. Risk management through detailed claims data and analysis helps identify problem areas and indicates ways to reduce claims costs. Insurers often put unrealistic estimates on outstanding claims. If these are challenged at renewal time it is often too late to prevent these affecting your premium; we believe in constantly monitoring this throughout the year.
It is important to analyse your needs and tailor the covers to them, as not all motor insurances are the same. Some have special covers for settling total losses on lease vehicles, and some will have specialist repair systems, which may or may not suit your business.
Range:
- Vehicle fleets
Motor trade
Special types
Commercial vehicles and business cars