lorica

    Talk to us

  • Delivering consultancy, value and innovation in designing and building reward and benefit schemes.

    Find out more >

  • Expert, impartial advice on designing building and running innovative pension solutions for corporate clients.

    Find out more >

  • Providing consultancy and innovative and engaging product solutions for wellbeing of domestic and international  employees.
    Find out more >

  • Solutions for efficient Corporate Life Assurance, Income Protection and Claims Management.

    Find out more >

  • Advice and guidance for individuals to enable intelligent decisions to secure your financial future.

    Find out more >

  • Workplace financial education programmes.


    Find out more >

Legal Liability

 E-mail | Print | PDF 
You will be well aware of the potential claims facing your business from litigation by employees and other third parties. It is easy to see insurance for this as just a necessary evil to be bought at the cheapest possible price. This is a dangerous approach as incorrectly arranged liability insurance can easily expose you to losses which are greater than your business can withstand.

It is important that your advisers understand the huge variations in the wordings and covers available. The recent case of Bacardi-Martini Beverages Ltd v Thomas Hardy Packaging Ltd and Others* illustrates all too well that just arranging ordinary products liability can result in massive uninsured losses.

We will advise you on how your business could be exposed to legal liabilities and seek the most effective ways of controlling them.

Range:

  • Employer's liability
    Public liability
    Product liability
    Product recall
    Financial loss
    Environmental impairment
    Cyber liability

* Bacardi-Martini Beverages Ltd v Thomas Hardy Packaging Ltd [2002] 2 Lloyds Rep 379