lorica

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  • Delivering consultancy, value and innovation in designing and building reward and benefit schemes.

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  • Expert, impartial advice on designing building and running innovative pension solutions for corporate clients.

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  • Providing consultancy and innovative and engaging product solutions for wellbeing of domestic and international  employees.
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  • Solutions for efficient Corporate Life Assurance, Income Protection and Claims Management.

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  • Advice and guidance for individuals to enable intelligent decisions to secure your financial future.

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  • Workplace financial education programmes.


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Marine & Transit

Insurances for the movement of goods are arranged in many formats. Marine, Goods in Transit Liability and all risks wordings are common. However, marine insurance phraseology is old fashioned and difficult for the layman to understand, and so expert help is needed to ensure that you are getting the cover you require.

Many businesses send goods by hauliers or couriers who have severely restricted covers under various conditions such as RHA and CMR. These restrict their liability to you by means of these conditions. It is usually necessary to arrange contingency cover to guarantee suitable protection.

Even carriage of own goods policies can have onerous overnight, unattended in course of a journey conditions or protections warranties. It is important to ensure that the covers do not conflict with your working practices.

Range:

  • Import and export
    Goods carried by haulage contractors and other third parties
    Carriage of goods in own vehicles